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Catching Up on Your Mortgage in Chapter 13 Without Foreclosure

Homeowners all over the Sacramento area are taking stock of their finances to plan ahead for the New Year. Mortgage obligations can lead to financial stress when mortgage payments change or income fluctuates. Fortunately, Chapter 13 bankruptcy provides various opportunities for homeowners to delay or prevent foreclosure and pay off backed up payments on their…

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Business Mistakes Can be Forgiven with Reorganization or Liquidation

One of the great things about the Sacramento area is that there are rich opportunities for small businesses to thrive and flourish from Carmichael to El Dorado Hills. There are restaurants owned locally on every street. There are offices for every type of professional service, from dentists to certified public accountants. While these small businesses are…

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Military Has More Bankruptcy Options & Protection From Debt Collectors

Sacramento is proudly home to many military families. From Travis Air Force Base and McClellan Air Force Base alone, there are many active duty personnel living in the area. For these hard-working folks who sacrifice so much, dealing with debt problems can be very difficult. Fortunately, military personnel have the same right to file bankruptcy…

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Prepare Yourself for Abusive Tactics used by Debt Collectors

Debt collectors. Collection agencies. Debt buyers. These are just different names for large companies that exist solely for the purpose of collecting on consumer debt. Debt buyers are large companies that specifically deal in the buying and selling of billions of dollars of consumer debt. There is a whole market of credit card companies, hospitals, banks,…

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