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The Benefits of Bankruptcy Can Help to Alleviate Pre-Bankruptcy Concerns

November 11th, 2014 | On Behalf of Liviakis Law | Posted in Business & Commercial Bankruptcy

Filing for bankruptcy due to credit card or other debt may seem intimidating, but the fact of the matter is it might be the smartest financial decision you will ever make. Bankruptcy gives people the opportunity to have a fresh start on their finances and there are many benefits to filing that you should be aware of if you are considering this . . .
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20 Types of Debt You Can Discharge with a Lawyer’s Help

November 7th, 2014 | On Behalf of Liviakis Law | Posted in Chapter 13, Chapter 7

Addressing Debt

People struggle with many different types of debt. Your situation is unique from anyone else’s, and you require a unique solution. Whether you are deep in credit card debt or falling behind on your mortgage, you can receive legal help to discharge or eliminate that debt. More and more people are turning to bankruptcy as an acceptable and sensible alternative. Bankruptcy . . .
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3 Reasons to Consider Bankruptcy Right Away

November 6th, 2014 | On Behalf of Liviakis Law | Posted in Business & Commercial Bankruptcy

Below represents 3 common reasons you may benefit from filing for bankruptcy sooner rather than later:

1.     Stop Foreclosure on Your Home

Filing for bankruptcy will stop the foreclosure process the moment your bankruptcy documents are filed. You will be notified by your bank if they plan on foreclosing on your home. A deadline will be given you to either bring your mortgage current . . .
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Eliminating or Restructuring Credit Card Debt through Bankruptcy

October 13th, 2014 | On Behalf of Liviakis Law | Posted in Chapter 7, Debt Relief

If you are facing serious credit card debt problems, filing for bankruptcy may offer a powerful solution. Carrying a balance on a credit card is usually not a problem; it is when you have too much credit card debt and you can only afford to make the minimum payments that the difficulties start. Credit cards have interest rates that change periodically, . . .
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Can Bankruptcy Clear Credit Card Debt?

October 13th, 2014 | On Behalf of Liviakis Law | Posted in Chapter 7, Credit Card Debt

When you find yourself in a mountain of debt, declaring bankruptcy may be your best, if not your only, course of action. We feel like it is extremely important to know how declaring bankruptcy will affect your debt and your future. Talking to an experienced bankruptcy attorney is something you need to do before you make the decision to declare bankruptcy. . . .
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Getting Relief from Credit Card Debt

May 9th, 2014 | On Behalf of Liviakis Law | Posted in Credit Card Debt

At Liviakis Law Firm, you will find answers to your questions about whether or not filing for bankruptcy will eliminate your credit card debt. Most people have unsecured and secured debt. Unsecured debt is debt that is not tied to any property. Medical bills, utility bills, personal loans, and credit cards are all considered unsecured debt. Home mortgages and vehicle . . .
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Filing for Bankruptcy May Help You Keep Your Home

May 9th, 2014 | On Behalf of Liviakis Law | Posted in Chapter 11, Chapter 7

You are behind on your mortgage payments and foreclosure is looming. Alternatives to foreclosure are a short sale, loan forbearance, and a deed in lieu of foreclosure. When none of these alternatives are possible there might be one option you might not know about: filing for bankruptcy. Many people have been able to keep their homes by filing for bankruptcy . . .
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Credit Credit Reward Allows Customers to Pay Off Other Debt

August 16th, 2013 | On Behalf of Liviakis Law | Posted in Credit Card Debt

When the economy takes a turn downward, many people have to make changes to both what they purchase and how they purchase it. Many Americans have begun to make a budget in order to better manage finances. But for necessary expenses, some turn more heavily to credit cards.

Credit cards can be a tool to finance everyday purchases until the economy turns around. But relying on . . .
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Nationwide Ambulance Provider Files for Bankruptcy

August 8th, 2013 | On Behalf of Liviakis Law | Posted in Business & Commercial Bankruptcy

Running a business at any time can be difficult and stressful. However, over the last few years, running a business has been nearly impossible. It does not take very many missed or late payments for a business to be in financial trouble. This may leave the owner with few options to get out of debt. One option is to file for business bankruptcy. This . . .
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How Much Does Bankruptcy Cost: A Look At Attorney Fees

August 8th, 2013 | On Behalf of Liviakis Law | Posted in Chapter 11

In most bankruptcy cases, the fees an attorney charges are disclosed. In fact, the Court also provides guidelines covering the range of legal fees applicable to work on consumer bankruptcy cases. In chapter 11, an attorney is paid after filing a motion for compensation which lays out exactly how much the attorney is charging and how much time was spent on particular tasks.

However, it seems . . .
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