Sacramento residents dealing with credit cards, foreclosures, lawsuits, small businesses, and a host of other credit and debt problems usually start by considering filing Chapter 7 with an attorney in the Eastern District of California.

Chapter 7 filings are often completed within four months and the debtor is usually only required to attend court once.  Most debts are discharged, meaning that the debtor has no obligation to repay those debts.  When debts are not dischargeable, a Chapter 13 Plan may be appropriate to provide additional time to repay and to stop high interest and late charges.

Contact us to schedule your free initial consultation to find out how we can help you.