Filing bankruptcy in Sacramento usually does not mean that you will have to surrender all of your assets.  That’s because the bankruptcy code allows debtors to keep certain types of property within certain valuations in order to give the debtor a fresh start and give them a chance to turn their finances around.  So it is possible that your retirement, house, car, and other assets may be completed or partly protected from creditors, even if you file bankruptcy and obtain a discharge.

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