Get Help with Compassionate Bankruptcy Lawyer Mik Liviakis!
Looking for a clear path to resolve your debts?
Sacramento Bankruptcy Lawyer
Chapter 7 & Chapter 13 Relief You Can Trust
If you’re overwhelmed by debt, trying to manage your credit card accounts while supporting your family, you are not alone—and you do have options.
At Liviakis Law Firm, we help individuals and families throughout Sacramento and Northern California get real relief from debt through Chapter 7 and Chapter 13 bankruptcy. For more than 15 years, attorney Mik Liviakis has focused exclusively on bankruptcy law, guiding clients through the process with clarity, compassion, and strategy.
Take Control of Your Debt with a Clear Plan that Works
Bankruptcy is a perfectly respectable option when you need it—it’s a legal tool designed to simplify your financial life and prepare you for future success.
Depending on your situation, bankruptcy may allow you to:
- ✔️ Reduce credit card, medical, and personal loans
- ✔️ Prevent wage garnishments and bank levies
- ✔️ Rebuild credit over time
- ✔️ Protect a home, cars, and retirement accounts
- ✔️ Pay taxes in an affordable payment plan
- ✔️ Get a fresh financial start
We take the time to explain exactly how bankruptcy works, what it will cost, what you can keep, and what life looks like after discharge—before you ever file.
Initial Bankruptcy Consultation is Complimentary
The first phone consultation is free, confidential, and very informative.
You’ll finish knowing:
- Whether bankruptcy makes sense for you
- Which chapter fits your situation
- What it will cost
- What happens next
📞 Call today or complete the form to speak directly with a trusted bankruptcy attorney who will treat your case like it matters—because it does.
Why Choose Liviakis Law Firm?
Providing Bankruptcy Solutions to Greater Sacramento for 15+ Years
- Accessible Debt Relief – Serving residents of Northern California and Sacramento County, we offer phone consultations for your convenience. Call us at (916) 459-2364.
- Proven Eastern District of California Experience – Our bankruptcy attorneys have successfully guided clients through Chapter 7 and Chapter 13 bankruptcy cases for over 15 years.
- Personalized Debt Relief Solutions – We carefully analyze your income, debts, and goals to recommend the best strategy for lasting financial stability.
- Direct Legal Support – From filing paperwork and representing you in court to negotiating with creditors, our lawyers handle the entire bankruptcy process.
- Clear Guidance – We understand debt is overwhelming. Our team provides a clear path to simplify and rebuild your financial life with confidence.
Sacramento Bankruptcy Attorneys Who Put You First
When you work with Liviakis Law Firm, you’re not just hiring an attorney—you’re gaining a partner who is committed to your financial recovery. We take the time to listen, understand your unique circumstances, and provide the resources you need to move forward with confidence.
Helping Sacramento Residents Eliminate Debt and Rebuild Their Lives
Bankruptcy is a legal process designed to give individuals and businesses a fresh financial start when debt becomes unmanageable. But navigating bankruptcy laws on your own can be complicated. That’s why it’s critical to have an experienced bankruptcy lawyer in Sacramento by your side.
Our attorneys help you:
- Determine how Chapter 7 and Chapter 13 bankruptcy are right for you.
- Protect your assets from creditors.
- File all required paperwork accurately and on time.
- Appear on your behalf at hearings and in bankruptcy court.
If you’re struggling with overwhelming debt, don’t wait another day. Contact our dedicated debt relief lawyers today at (916) 459-2364 to schedule a free consultation and take the first step toward financial freedom.
Why Sacramento Residents Need a Trusted Bankruptcy Attorney
Sacramento is a growing, vibrant city—but with rising living costs and unexpected hardships, many hardworking residents find themselves facing financial difficulties. Without the right legal support, debt can quickly spiral out of control. A reputable Sacramento bankruptcy attorney can protect your rights, reduce your stress, and ensure you get the debt relief you deserve.
Liviakis Law Firm: Helping Sacramento Rebuild Financial Futures
At Liviakis Law Firm, we believe everyone deserves the chance to start over. For more than 15 years, we’ve been trusted by Sacramento residents to provide skilled bankruptcy representation with compassion and professionalism.
Questions About Bankruptcy in Sacramento
How do I know if I need a Sacramento bankruptcy lawyer?
If you’re overwhelmed by debt, facing creditor harassment, wage garnishment, or foreclosure, consulting with an experienced bankruptcy attorney can help you understand your options and protect your rights.
Is Chapter 13 better for Homeowners than Chapter 7 bankruptcy?
- Chapter 7 bankruptcy allows many unsecured debts (like credit cards and medical bills) to be discharged.
- Chapter 13 bankruptcy creates a payment plan to reduce credit card payments over time. Savings occur through principle and/or interest reduction during an affordable plan.
Our California bankruptcy lawyers will review your financial situation and recommend the right option.
Will bankruptcy stop creditor calls and wage garnishment?
When you file for bankruptcy, an automatic stay goes into effect that immediately stops most creditor collection efforts, lawsuits, wage garnishments, and foreclosure actions.
Will I lose all my property if I file bankruptcy in California?
California bankruptcy exemptions protect many types of property, including your home, car, retirement accounts, and personal belongings. Our attorneys can explain what assets you can keep.
Contact Us
Fill out the contact form or call us at (916) 459-2364 to schedule your free consultation.
Media
Meet the Attorney
For 15+ years, Mik Liviakis has been winning the battle for Californians by rebuilding financial futures through compassionate bankruptcy solutions.
Client Reviews
Mr. Liviakis is extremely knowledgeable and answered all of the questions that we had about our situation. He made a really difficult time manageable with his help and expertise. I would definitely recommend...
Mik is a great attorney. Very friendly & professional. Price is was bit high compared to other firms. Probably the highest I've seen. If price your thing, checkout other firms. Other than that, Mik will get the...
Mik helped us save our home and settle with creditors during the pandemic after we were forced to close our family business for over a year. I am forever grateful. He was kind and professional and followed up...
Mr. Liviakis was timely and professional. He patiently answered questions and explained the process. He provided handouts that clearly outlined due dates. The firm's paralegal was very easy to work with. I...
I nothing but great Experiences, and great service.
Positive: Professionalism, Quality, Responsiveness, Value
Frequently Asked Questions
The time it takes to finish a bankruptcy case varies depending upon the type of bankruptcy. A Chapter 7 bankruptcy case normally takes between three...
There are two common types of bankruptcy: Chapter 7 and Chapter 13. A Chapter 7 bankruptcy is known as a liquidation bankruptcy because it is used to...
A bankruptcy lawyer will help a debtor understand the benefits and disadvantages of filing for bankruptcy. Once the decision is made to file for...
Bankruptcy Law Blog
Should I let my Father in Law Help Me with My Sacramento Bankruptcy Case? The decision to file for bankruptcy is never an easy one. In most cases, this daunting task can be overwhelming, and understandably so. A wave of...
Why do I need a Sacramento bankruptcy attorney if I can just stop paying my creditors At Liviakis Law Firm, we’ve heard this question from countless clients: “Why do I need a Sacramento bankruptcy attorney if I can just stop...
Understanding the Implications: Can I Change My Mind after Filing for Bankruptcy in Sacramento? Coming to the decision to file for bankruptcy is one that most people never take lightly. The economic strains, the collecting debts, the relentless...
How to Get Started
1
Email 7 months paystubs, tax return, and drivers license 2
Discuss options with your attorney for the best type of debt relief. 3
File your case to begin a fresh start and a new positive financial direction.