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About Liviakis Law Firm

Guiding Northern California Families Toward a Stronger Financial Future

At Liviakis Law Firm, we provide bankruptcy and debt relief services to individuals, families, and business owners across Northern California who are ready to regain control of their financial future. Whether you’re trying to save your home, protect your assets, or simply find a path out of overwhelming debt, our goal is not just to help you “start over” — but to help you start stronger.

Many law firms view bankruptcy as the end of the story. We see it as the beginning of a new chapter — one that includes smarter money habits, strategic rebuilding, and financial education. By pairing bankruptcy with tools for long-term recovery, we help our clients keep more of what they earn and protect it for themselves and future generations.

For more than 15 years, Liviakis Law Firm has focused exclusively on helping individuals and families throughout Northern California regain control of their finances through strategic, compassionate bankruptcy solutions.


Why Clients Across Northern California Choose Liviakis Law Firm

  • 15+ years focused exclusively on bankruptcy law
  • Hundreds of individuals and families helped achieve a fresh financial start
  • Deep experience with complex Chapter 13 and Chapter 7 cases
  • Personalized strategy — not a one-size-fits-all approach
  • Direct communication with your attorney throughout your case

When your financial future is at stake, experience and strategy matter.

Integrity is at the heart of everything we do. Our firm has earned the respect of clients, creditors, and bankruptcy trustees throughout the region for our honest, thoughtful, and creative approach to debt relief.

Because we practice exclusively in bankruptcy law, we understand every stage of the process — from the first phone call to discharge and beyond. We take pride in crafting strategies that other firms might overlook and in working directly with each client to find the best solution for their specific goals.

At Liviakis Law Firm, you will never be treated like just another case number. You’ll receive personal attention, open communication, and the full commitment of an attorney who cares deeply about your results.


You’re Probably Here Because…

  • Credit cards and personal loans are significant
  • You are spending a great deal of your income on maintaining payments
  • You want to make sure that your house, cars, and retirement are protected
  • You know that building long term financial security means becoming debt free
  • Debt feels overwhelming and there’s no clear path forward
  • You want an expert to safely guide you on a clear path to getting a fresh start

These situations are stressful and often feel urgent. Our role is to step in, explain your options clearly, and help you move forward with confidence and a plan.

Is bankruptcy right for everyone? No — and we’ll tell you that upfront. We don’t believe in one-size-fits-all advice. If bankruptcy isn’t in your best interest, we’ll explain why and guide you toward alternatives that make sense for your circumstances.

We’re also selective about the clients we work with. If our values aren’t aligned — for example, if someone is looking for a quick fix without long-term financial responsibility — we may recommend another firm. But if you’re ready to take control of your finances, rebuild with purpose, and move forward with confidence, you’ll find our team responsive, professional, and deeply committed to your success.


How the Liviakis Law Firm Gets Award Winning Results for Clients

  • Personalized attention: You’ll work directly with your attorney from start to finish.
  • Honest guidance: We give you clear, realistic advice about your options — never pressure or false promises.
  • Proven experience: Our focused practice means we know bankruptcy law inside and out.
  • Long-term vision: We help you not only eliminate debt, but also protect and rebuild your financial health.

Our Mission: Lasting Financial Freedom — Not Just Temporary Relief

At Liviakis Law Firm, bankruptcy is not treated as a last resort or a quick fix.
It is a powerful legal tool that, when used correctly, can:

  • Save money with reduced principle and interest payments
  • Protect your home and essential assets
  • Create a manageable plan that give you freedom to save for family care and retirement
  • Provide a structured path toward long-term financial stability

Every case is approached with the goal of helping you not only resolve today’s debt crisis, but also build a stronger financial future.


Talk Directly to Your Attorney

Liviakis Law Firm was founded on the belief that people deserve honest guidance and strategic solutions during one of the most stressful periods of their lives.

With over a decade of experience dedicated solely to bankruptcy law, the firm has developed a reputation throughout Northern California for thoughtful case strategy, careful planning, and compassionate client service.

Clients are not treated like file numbers or processed through a high-volume system. Each case receives individualized attention and a tailored plan based on the client’s specific goals, assets, and long-term needs.


A Personalized Approach to Bankruptcy

No two financial situations are the same. That’s why our firm focuses on understanding your full financial picture before recommending any course of action.

During your consultation, we will:

  • Review your debts, income, and assets in detail
  • Explain the differences between Chapter 7 and Chapter 13 in plain English
  • Discuss potential risks and benefits specific to your situation
  • Answer your questions honestly — even if bankruptcy may not be the right fit

Our goal is simple: help you make an informed decision that protects your future.


What Working With Our Firm Feels Like

Clients often come to us feeling overwhelmed, embarrassed, or uncertain. From the first consultation forward, we aim to replace that uncertainty with clarity and confidence.

You can expect:

  • A respectful, judgment-free environment
  • Clear explanations of your legal options
  • Honest guidance tailored to your long-term goals
  • Ongoing communication throughout your case
  • Getting a strong sense of confidence that you will be moving in the right direction

Financial hardship can happen to anyone. Seeking help is a responsible step toward rebuilding your future.


Concerned About Cost?

Many clients worry that hiring an attorney will be financially out of reach. During your consultation, we will clearly explain all fees and available payment options so you can make an informed decision without surprises.

Our goal is to make high-quality legal guidance accessible when you need it most.


Serving Clients Throughout Northern California

Liviakis Law Firm proudly assists individuals and families across Northern California who need trusted guidance through difficult financial challenges. Whether you are considering Chapter 7, Chapter 13, or simply exploring your options, we are here to help you understand the path forward.


Take the First Step Toward Relief

The sooner you understand your options, the more control you gain over your financial future.

Schedule a confidential phone consultation today to discuss your situation, stop creditor pressure, and begin building a clear plan toward lasting financial stability. In just 20 to 30 minutes you could learn how to regain your financial strength and begin looking at your future with confidence.

Client Reviews

Mr. Liviakis is extremely knowledgeable and answered all of the questions that we had about our situation. He made a really difficult time manageable with his help and expertise. I would definitely recommend...

Lindsey Joyner

Mik is a great attorney. Very friendly & professional. Price is was bit high compared to other firms. Probably the highest I've seen. If price your thing, checkout other firms. Other than that, Mik will get the...

Oi Vinn

Mik helped us save our home and settle with creditors during the pandemic after we were forced to close our family business for over a year. I am forever grateful. He was kind and professional and followed up...

Jina and Steven Hale

Mr. Liviakis was timely and professional. He patiently answered questions and explained the process. He provided handouts that clearly outlined due dates. The firm's paralegal was very easy to work with. I...

Wes Pohl

I nothing but great Experiences, and great service.

Tony Boone

Positive: Professionalism, Quality, Responsiveness, Value

Linda Todd

Liviakis Law Firm

Former Mailing Address
1215 K St

Sacramento, CA 95814

Phone: 916 459 2364
New Mailing Address
2377 Gold Meadow Way
#100

Gold River, CA 95670

Phone: 916 459 2364

Contact Us

Fill out the contact form or call us at (916) 459-2364 to schedule your free consultation.
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