What Should I ask a Fairfield Bankruptcy Lawyer?

Bankruptcy can be an overwhelming process, and if you’re considering filing, it’s essential to consult with a competent bankruptcy attorney. The city of Fairfield in Solano County, California, is filled with multi-cultural communities that celebrate each other. The town, halfway between San Francisco and Sacramento, is filled with hardworking individuals striving to give their families a good life. But sometimes, life doesn’t go as planned, and some locals may find themselves in need of a bankruptcy attorney. So, what should you ask a Fairfield bankruptcy lawyer during your consultation?

Understanding the Process

It is important to understand the process of filing for bankruptcy. It is essential to ask your attorney general questions like “What is the process like?”, “How long will it take?” and “What are the consequences and benefits of filing?”. By having a clear understanding, it can help ease your anxieties and equip you with the knowledge to make an informed decision.

Understanding the Different Chapters of Bankruptcy

There are different types of bankruptcy, and it’s important to know which one best suits your situation. You may want to ask your attorney if you should file under Chapter 7 Bankruptcy (“Straight Bankruptcy”) or Chapter 13 (“Wage Earner Plan”). Each chapter has different eligibility, discharge qualities, and impact on your credit score, and your lawyer can explain how these factors apply to you.

Understanding Legal Fees

Filing for bankruptcy is not free. You should ask how much it will cost, and what those costs cover. Bankruptcy attorneys can range in price, and you should ask for a breakdown of the fees. Does it include court costs? Is there an extra charge for lien avoidance motions, reaffirmation agreements, or other necessary actions during the course of your case? These are important questions that your attorney should answer openly and honestly.

Understanding Their Role

Your attorney is there to help you navigate this process. It is crucial to understand what their role will be. How will they help you? What will they handle and what will you be responsible for? Will they accompany you to court? Understanding the responsibilities your attorney will take on is a crucial part of your initial consultation.

Final Thoughts on Talking to a Bankruptcy Attorney in Solano, County

Going through bankruptcy is a big life decision. The hardworking individuals of Fairfield should have guidance if they find themselves in this predicament. Seeking the services of a bankruptcy attorney to ask these pointed questions can ensure that you can safely navigate this overwhelming process. Remember to be completely honest and open with your attorney about your situation, as this will allow them to give you the most accurate advice tailored specifically for your case.

If you have need of advice or consultation, don’t hesitate to reach out to Liviakis Law Firm at 916 459 2364.