Bankruptcy Law Blog

Are you considering filing for a Chapter 13 bankruptcy in California’s Eastern District and curious about how it will affect your moving plans? Wherever life’s circumstances may take you, the thought of staying put due to a bankruptcy filing can be daunting. Fear not, at Liviakis Law Firm, we believe in equipping our clients with…

If you’re considering filing for bankruptcy, you likely have a lot of questions. A common question is whether having a high income can be seen as bad faith when filing chapter 7 bankruptcy. The Liviakis Law Firm aims to clarify this point in the following post. The concept of bad faith generally means an intent…

In the context of bankruptcy law, the Means Test is a crucial determinant of eligibility for Chapter 7 bankruptcy. Introduced by the Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA) in 2005, this formulaic assessment exists to restrict high-income debtors from filing under Chapter 7 [11 U.S.C. § 707(b)(2)]. However, a frequently posed question remains:…

If you’ve been struggling with financial problems and are considering filing for bankruptcy in California, one question might be on your mind: “Is my income too high to file bankruptcy?” This is a valid question as income is a significant factor in determining bankruptcy eligibility. Let’s walk through some of the details with insights from…

Protecting Homes, Families, and Futures Through Smart Debt Relief For many Elk Grove homeowners, debt can become overwhelming faster than expected. Rising mortgage payments, credit card debt, medical bills, and unexpected financial setbacks can put even the most financially responsible families in jeopardy. Fortunately, an experienced Elk Grove bankruptcy lawyer can help you find real, lasting solutions. At Liviakis…

When the federal government shuts down, millions of Americans feel the effects — from delayed paychecks to frozen programs and general uncertainty. If you’re already struggling with debt, the last thing you need is confusion about whether the courts are still open or whether you can seek financial relief.The good news: you can still file for…

In the realm of bankruptcy, two prominent options stand out for individuals grappling with debt: Chapter 7 and Chapter 13. Each serves a unique purpose on the path to financial recovery. Our team at Liviakis Law Firm is equipped to guide Fairfield, CA debtors through the complexities of both. Let’s take a closer look at…

Bankruptcy often comes to mind when people in Fairfield, CA think about solving their debt problems. However, declaring bankruptcy is a serious measure that can have long-lasting effects on your financial life. It’s important to know that there are alternatives to bankruptcy available such as debt negotiation, consolidation, and getting help from an experienced Fairfield…

Filing a Chapter 13 bankruptcy can be intimidating, especially if you’re representing yourself. If your case is overseen by Chapter 13 Trustee David Cusick, knowing what to expect in the early stages can make a major difference in navigating your case successfully. 1. Who Trustee David Cusick Is and What He Does Trustee Cusick supervises Chapter…

Filing for Chapter 13 bankruptcy can feel overwhelming, especially if you’re representing yourself as a Pro Se debtor. If your case is assigned to Chapter 13 Trustee Lilian Tsang, understanding her process and expectations can make the early stages much smoother and help you avoid common pitfalls. 1. Understanding the Role of Trustee Lilian Tsang A Chapter…