Bankruptcy Law Blog

I Have a lot of Equity in My House. Can I File Bankruptcy and Keep My Home?
Liviakis Law Firm

“Will Chapter 13 Bankruptcy Help Me Keep My House Even if I Have a lot of Equity?” is a common concern for homeowners contemplating bankruptcy. A Sacramento bankruptcy lawyer can help alleviate these concerns with clear, thorough explanations of the ins and outs of Chapter 13 bankruptcy. In most cases, homeowners are allowed to keep…

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I just financing a vehicle, is that going to disqualify me from filing bankruptcy?
Liviakis Law Firm

Many people harbor fears about bankruptcy, especially those who have recently financed major purchases such as a vehicle. For a Sacramento bankruptcy attorney, the question, “I just financed a vehicle, is that going to disqualify me from bankruptcy?” is one that comes up often. Here at Liviakis Law Firm, we assure our clients that financing…

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What do people in Fresno, CA look for in a consultation with a bankruptcy attorney?
Liviakis Law Firm

Bankruptcy can be an intimidating process, but a dedicated attorney can navigate you through this complex legal maze. When people in Fresno, California, look for a bankruptcy attorney to help during their time of financial distress, several key factors come to mind: cost, client service, and successful case management. They want an attorney who can…

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Why is it so difficult to file bankruptcy in Fresno, California?
Liviakis Law Firm

Bankruptcy can be a complex process, especially for those who own significant assets and have an above-average income. Fresno, California residents who own a home and a car and earn an above-average income often face unique challenges when considering bankruptcy. The Liviakis Law Firm is committed to helping navigate these complexities and develop a plan…

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Why does the Chapter 7 Trustee want to contact my family about money that I paid to them recently?
Liviakis Law Firm

Understanding the Role of Chapter 7 Trustees in Sacramento, CA Eastern District Bankruptcy Court If you’ve resorted to filing for bankruptcy in the Sacramento CA Eastern District Bankruptcy Court under Chapter 7, you’ve likely come across a Chapter 7 trustee. Their roles are multi-faceted but one of their most critical tasks is the recovery of…

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How many vehicles should I keep during a chapter 13 bankruptcy case?
Liviakis Law Firm

As one contemplates filing for a Chapter 13 bankruptcy, numerous questions surround the viability and impact of such a decision. One crucial consideration that often arises relates to the number of vehicles that a family ought to have during this challenging period. The management of automobiles during a Chapter 13 bankruptcy case does not only…

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How important are income tax withholdings during a debtor’s chapter 13 case?
Liviakis Law Firm

At the Liviakis Law Firm, we understand that undergoing a Chapter 13 plan period can be a complex and stressful time for debtors. One significant aspect of this process that often raises questions is the withholding of income taxes from paychecks. This process is crucial because the amount you withhold from your pay can dramatically…

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I really don’t want to file bankruptcy, can’t I just negotiate with my creditors?
Liviakis Law Firm

Many individuals grappling with financial difficulties often believe that negotiating with creditors is a more favorable solution than filing for bankruptcy. The mere thought of bankruptcy typically engenders fear and apprehension. This reaction primarily stems from widespread misconceptions about bankruptcy and its impact. In reality, bankruptcy can often serve as a lifeline, an efficient and…

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Why does the Creditor Want to Garnish My Wages and How do I Stop it?
Liviakis Law Firm

The wage garnishment process can be a stressful experience for consumers who find themselves in debt. So, why does a creditor resort to wage garnishing, and is there any way to forestall it? This article provides valuable insights into these questions. Wage garnishment is a legal procedure that permits a creditor to claim a debtor’s…

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Why have I waited so long to file bankruptcy?
Liviakis Law Firm

Liviakis Law Firm is commonly asked the question – “Why have I waited so long to file bankruptcy?” Often, struggling individuals and businesses hesitate to consider bankruptcy due to the prevalent myths and misconceptions around it. This article aims to dispel those falsehoods and emphasize the timely consideration of bankruptcy as a feasible option. Understanding…

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